Personal Injury

Published on: September 20, 2023

Recalled Bicycle Helmets Increase Florida Bicycle Head Injury Risks

Florida bicycle head injury risk defective bike helmet Many serious and recreational cyclists know they can reduce their risk of a Florida bicycle head injury by 60%-90% just by wearing a bicycle helmet. But what if the helmet you’re wearing is defective and provides inadequate protection?

Bicycling has never been more popular in Florida than it is now. With its flat terrain, year-round sunshine, and an abundance of nature trails, beaches, and scenic roads to ride, Florida has residents and tourists alike increasingly partaking. But the risk of Florida bicycle head injury is higher than you think – and defective bicycle helmets certainly don’t help.

In the first seven months of 2023, the U.S. Consumer Product Safety Commission has announced at least eight bicycle helmet recalls. These include:

Giro Merit Bicycle Helmet. Does not meet CPSC federal safety standards for bicycle helmets, and would fail to protect in the event of a crash, posing a heightened risk of head injury.
Xinerter Teal Adult Bicycle Helmet. Sold exclusively on Amazon from 2020 to 2023, the helmets don’t comply with positional stability and certification requirements of the mandatory federal safety standard for bike helmets, and would fail to protect riders from head injury in the event of a crash. The CPSC has warned consumers to immediately stop using them, cut the straps, and dispose of them so no one else can use them either.
SQM Bicycle Helmet. Sold on Amazon from 2022 to 2023, the single-sized helmet doesn’t comply with positional stability and certification requirements of federal safety standards. It would fail to protect the head in a bicycle accident or car accident.
Ventura Adult Bike Helmets. Roughly 1,750 of these helmets have been sold in the U.S., but they don’t provide adequate protection against Florida bicycle head injury risk.
Hurtle Multi-Purpose Children’s Helmet. About 1,800 of these bicycle helmets for kids were sold – despite failing to meet federal safety standards to ensure protection against brain injuries in the event of a crash.
Lelinta Multi-Purpose Kids Helmets. These kids’ bicycle helmets, manufactured by Lucky Global and sold exclusively at Walmart.com, don’t comply with federal safety standards and won’t adequately protect a child from the possibility of a serious head injury in the event of a Cape Coral bicycle accident.
TureClose Bicycle Helmets. These bike helmets don’t comply with federal safety requirements for positional stability, retention system, impact attenuation, or labeling requirements. Although the Chinese seller has refused to issue a recall, the CPSC is continuing to pursue a recall because if a rider crashes, they will not be adequately protected from a head injury.
Multi-Purpose Kids Bike Helmets, size medium. Sold on Amazon by Ouwoer Direct, these kids’ helmets don’t meet the standards for positional stability and impact attenuation required to ensure prevention of a child head injury.

What Legal Options Do I Have if a Defective Helmet Causes a Florida Bicycle Head Injury?

Published on: August 15, 2023

Who is Responsible for Fort Myers Teen Car Accidents?

by Leland Garvin

For a teenager, that first set of car keys feels like freedom – at last! Parents, of course, usually have a different perspective. There’s often a great deal of apprehension around those first few driving years. Unfortunately, those concerns are well-founded, as the risk of Fort Myers teen car accidents is especially high for new drivers.

According to the U.S. Centers for Disease Control and Prevention, car crashes are a leading cause of death for teens. In a single recent year, 3,058 teens ages 13 to 19 were killed in car accidents and another 227,000 were injured. Not all of those involved teen drivers of course, but the risk of fatal Fort Myers teen car accidents is three times higher for those 16 to 19 than in any other driving age group (per miles driven). Drivers aged 16 and 17 were at higher risk than those 18 and 19.

The good news is that since the mid-1990s and early 2000s, more states started adopting graduated licensing systems for young motorists. The purpose is to phase in driving privileges, rather than simply hand over the keys and hope for the best.

In Florida, graduated driver licensing laws outline limits and restrictions for drivers 15 to 17. For instance, teens with a learner’s permit (which they hold for at least 12 months or until they turn 18, whichever comes first) are only permitted to operate a car during daylight hours for the first three months. They’re restricted from driving after 10 p.m. They must always be accompanied by a licensed driver over the age of 21, and they need at least 50 hours of supervised driving – including 10 nighttime hours. Once they earn their driver’s license, 16-year-olds aren’t permitted to drive between 11 p.m. and 6 a.m., and must always be accompanied by an over-21 licensed driver – unless they’re driving to or from work. Once they turn 17, they are given a bit more freedom with nighttime driving, but still can’t be on the road between 1 a.m. and 5 a.m. They also must be accompanied by an over-21 licensed driver unless they’re driving to and from work.

So, Who Pays For Fort Myers Teen Car Accidents?

Published on: August 4, 2023

Fort Myers Crash Lawyer Tips: What to Do If Your Car Catches Fire

by Leland Garvin

Car fires aren’t anywhere near as common as they used to be a few decades ago. However, as a Fort Myers crash lawyer, I’ve seen more than a few lead to serious injuries.

Thousands of vehicles have caught fire over the last decade – including at least a half a dozen electric vehicles that went up in flames in Southwest Florida following Hurricane Ian-related flooding. (Similar issues were also reported with golf carts and scooters post-storm – especially dangerous because unlike car fires caused by engine combustion, those involving compromised batteries can keep reigniting.)

Are Florida Vehicle Fires Truly That Big of a Problem?

Overall occurrences of vehicle fires have dropped by 60 percent since the 1980s, according to the National Fire Protection Association (NFPA). But whether the car is powered by gasoline, lithium-ion batteries, hybrid powertrains, or electricity – car fires are always a possibility after a crash. In a single recent year, the NFPA estimates there were more than 212,000 vehicle fires in the U.S., resulting in 1,500 injuries, 560 deaths, and nearly $2 billion in property damage. It breaks down to about 400 vehicle fires daily. Vehicle fires resulted in 4.5 times the number of deaths as non-residential structure fires and 1.6 times the number of apartment fire deaths. Fires involving vehicles account for 16 percent of the 1.3 million fires that get reported to fire departments annually, as well as 15 percent of fire-related deaths and 10 percent of fire-related injuries.

The vast majority of these are highway vehicle fires, the most common causes are:

Mechanical failures & malfunctions
Electrical failures & malfunctions
Misuse of certain products or materials, such as spilling caustic liquids too close to the car

Older vehicles are especially prone to issues with flammability. When larger trucks are involved in a crash-related fire, the potential injury or death rate soars.

In some cases, vehicle manufacturers may be responsible for vehicle fires. For example, more than 7 million Kia and Hyundai vehicles have been recalled for vehicle fire risk, with more than 3,100 such fires (and 103 deaths) reported since 2010, according to the National Highway Traffic Safety Administration (NHTSA). It’s thought that perhaps these fires are related to the type of engine used by both car makers (they use many of the same parts suppliers), but it’s also possible faulty brake systems, wiring, and battery issues may be to blame. Where manufacturers haven’t been able to fix the fire risk right away, they’ve urged drivers to park the vehicles both outside and away from structures to minimize the odds of property damage if the vehicles do catch fire.

What Should I Do if My Car Catches Fire?

Published on: July 18, 2023

Legal Liability for Florida Swimming Pool Accidents

by Leland Garvin

Fort Myers Florida swimming pool accidents Here in South Florida, swimming pools are a way of life. Unfortunately, they can also be the cause of death and serious injury. Florida swimming pool accidents result in hundreds of drownings each year – many of them children.

While pools can be a ton of fun, understanding the inherent dangers can go a long way toward keeping pool-goers alert, particularly when kids or other vulnerable populations are in close proximity.

Residential pools – of which there are well over 1.1 million in Florida – are the site of 60 percent of all drownings in the Sunshine State. Still, resorts, water parks, hotels, apartment complexes, and condo associations are common sites as well. Individuals and entities can be held legally liable for drownings or other injuries if there is evidence they failed to provide proper maintenance, signage, security/fencing, or supervision.

Kids under 5 are at the highest risk of drowning deaths. It doesn’t take more than a minute or two. The vast majority of young kids who drown in Florida are out of sight for no more than 5 minutes – and 70 percent of those weren’t expected to be anywhere near a pool at the time it happened.

In addition to drowning, other types of Florida swimming pool accidents include: Continue reading

Published on: June 13, 2023

“Can I Still Win a Florida Injury Lawsuit if I Signed a Waiver?”

by Leland Garvin

Florida injury lawsuit waiver of liability Florida is a vacation destination, and many find opportunities here to engage in activities for which businesses require you to sign a waiver, releasing them from liability if you get hurt. Such excursions include things like parasailing, boating, go-kart racing, trampoline park jumping, golf cart driving, and Jet Ski riding. But while waivers and releases are generally enforceable in Florida, your hope of winning a Florida injury lawsuit may not be entirely lost. If you or a loved one is seriously injured in an activity for which you signed a waiver, it’s important to avoid any presumption that you don’t have a case until you’ve had a chance to talk to a skilled personal injury lawyer.

The enforceability of a waiver often comes down to the precise language it contains compared to the exact details of what happened to cause your injuries.

A prime example of this was the 2014 non-precedential opinion of Florida’s 5th District Court of Appeal in Gillette v. All Pro Sports, LLC. Here, a woman was injured in a go-kart accident at a facility operated by the defendant. The injured woman alleged an employee of the facility increased the speed of the go-karts during the race, resulting in her loss of control of the vehicle and subsequent crash into a railing that resulted in injuries. She sued for her injuries under the legal concept of negligence.

In its defense, the facility cited a waiver of liability that the woman had signed prior to getting on the go-kart. The trial court granted summary judgment favoring the defendant. The appellate court reversed meaning that she was allowed to sue and have her case move forward.

Firstly, any clause of a contract that aims to deny an injured party the right to recover damages from the party that negligently caused the injury is to be strictly construed against the party seeking to avoid liability. Secondly, if such clauses are to be enforceable, they must be blatantly clear and understandable so that any ordinary person would know exactly the rights they’re foregoing by signing.

Here, the waiver indicated the user would: Continue reading

Published on: May 11, 2023

How a Florida Hospital Lien May Impact Your Fort Myers Personal Injury Lawsuit

by Leland Garvin

Medical bills are one of the central claims filed in virtually any Fort Myers personal injury lawsuit. But if you don’t have health insurance (or enough health insurance) while your personal injury claim is pending, you could well find yourself with something called a hospital lien.

As our Southwest Florida personal injury lawyers can explain, a hospital lien – sometimes called a medical lien – is basically when a healthcare provider is granted payment rights for services rendered to a patient with a pending personal injury case. This seems fair enough: You get treatment at the hospital after a car accident, file a personal injury lawsuit against the at-fault driver, and providers are ultimately paid from the amount collected in that case. (You likely even signed discharge paperwork granting them permission to send in a claim against any court-awarded costs to pay medical debts related to your treatment.)

Where it can get a bit dicey is in determinations about how much is “reasonable.” Healthcare providers may have one idea about what’s “reasonable,” and the auto insurer(s) involved may have quite another. It’s a major issue because, in the Sunshine State, hospital liens are often given priority over any and all other recoverable damages – including lost wages, pain, and suffering, etc. That means they may argue that they are first in line when it comes to getting paid.

Who can you trust to advocate for you during these negotiations? Your Fort Myers personal injury lawyer’s at Garvin Injury Law. Not only do we understand what is considered reasonable for services rendered, we know what insurers are likely to agree on and whether the injured party may face challenges in actually collecting that sum. We’re also skilled in negotiating with hospitals and other healthcare providers on this front.

Also worth noting: Florida does it a bit differently than other states. While most other places have a single hospital lien statute, Florida allows each county to enact its own hospital lien statutes. (The state used to have a single health care lien law, but it was deemed unconstitutional in the 2012 Florida Supreme Court ruling in Shands Teaching Hosp. & Clinics, Inc. v. Mercury Ins. Co. of Fla.) What this ultimately means is there can be a big difference between when you might expect in Monroe County or Collier County versus what you might expect in Lee County or Sarasota County. Some counties don’t allow medical liens at all, while some do require they be filed in short order. Continue reading

Published on: April 28, 2023

Experienced Naples Car Accident Lawyer Can Help Properly Address Preexisting Conditions in Crash Cases

by Leland Garvin

Yes, a past injury or illness can absolutely impact a Florida personal injury claim. As our Naples car accident lawyer can explain, a preexisting condition complicates the claims process because the burden is on the plaintiff to prove the injury at issue was either caused or aggravated by the negligent act.

For instance, if you’ve been seeing a chiropractor for years for back pain – and then are in a crash that you claim resulted in back injuries – it’s up to you to prove that your injuries are new or that old injury were exacerbated by the crash.

To do all this effectively requires that you’re upfront with your Naples car accident lawyer about your pre-existing conditions. It is also important that you are upfront with your medical providers about your old injuries and are able to distinguish and describe the new injuries or at a minimum explain that they have been made worse. Your attorney is then responsible to be sure the aggravation of a pre-existing condition is properly pleaded and supported in the special damages portion of the lawsuit. Special damages for the aggravation of a preexisting condition must be expressly stated in the claim and supported by the evidence. It’s not assumed.

We saw this play out in the recent case of State Farm v. Davis, decided by a panel of judges for Florida’s 5th District Court of Appeal. In this case, insurance company State Farm appealed a $500,000 verdict, which included compensation for future medical expenses and future non-economic damages, including for aggravation of a preexisting condition.

The case stemmed from a 2016 Florida car accident between the plaintiff and another driver, an uninsured/underinsured motorist accused of negligence. As such, the plaintiff filed a claim for damages with her own UM/UIM car insurance company. The insurer conceded the other driver was at-fault, but contested the causation, nature, extent, and consequences of her injuries. Basically, the insurance company didn’t believe her injuries (or not all of them) resulted from the crash or as serious as she claimed. During the discovery process, it was revealed plaintiff had been receiving chiropractic care for pain and limited movement in her neck and lower back for 14 years prior to the crash. In the previous 6 years before the car accident, the plaintiff had seen a physician nearly 50 times for neck and lower back pain – one of those just three days before the crash. The doctor who treated her would later testify that the injuries he’d been treating her for weren’t the same as the injuries she’d suffered in the crash. An orthopedic surgeon she began seeing after the crash testified that two herniated discs and joint/neck pain were a result of the crash – for which she’d need future surgeries. However, no medical testimony or other evidence was presented by the plaintiff to indicate that the car accident resulted in an aggravation of her preexisting injuries or conditions.

A Naples car accident lawyer can explain that people injured in crashes might or might not have preexisting conditions, and those might or might not be aggravated in the crash. But even if the same general part of the body that has a preexisting condition is injured in the crash, and even though this might naturally and proximately result in aggravation, it is not necessarily the case. This must be specifically alleged, pleaded, and supported. Continue reading

Published on: April 14, 2023

Florida Injury Lawsuits: Tougher to File, Win & Payout with Passing of the New Insurance Bill

by Leland Garvin

Once again, tort reform has made it tougher for victims of Florida car accidents to sue and collect fair damages for their losses. In order to get this passed the legislature has inaccurately pointed the finger at the allegation of frivolous Florida injury lawsuits and sky-high compensation payouts as the cause of high customer insurance premiums.

Reality check: Insurers are doing just fine. They even contributed $7 plus million to Florida politicians last year. Furthermore, the amount of insurance premiums paid by customers has little to do with accident claim payouts. It has a lot more to do with insurer profit margins.

Time and again, we’ve seen legislation enacted that makes it harder to sue and collect fair compensation against negligent motorists, businesses, and doctors – but fails to lower insurance premiums. Take for instance the Florida law passed in 2003 to limit medical malpractice pain-and-suffering damage payouts. At the time, state lawmakers insisted there was a “crisis” facing medical malpractice insurers that forced the industry to charge doctors super high premiums, to the point doctors had no choice but to relocate their practices out-of-state. This was all justified by basically arguing that greedy patients and plaintiff lawyers were exploiting medical malpractice insurance for big bucks. In a 2014 overturning of those damage caps, the Florida Supreme Court blasted lawmakers for their initial reasons for passing the law – while also noting it never made a dent in doctors’ insurance bills. In Estate of McCall v. U.S., the Court called the lawmakers’ justifications “arbitrary” and “irrational,” and an “offense to the fundamental notion of equal justice under the law.” In that 5-2 opinion, the court noted the effect of saving a modest amount for many meant imposing devastating costs on the few – namely those catastrophically injured. “If there ever was an alleged medical malpractice crisis” in the first place, the Court remarked skeptically in its reversal, there wasn’t one anymore.

But state lawmakers haven’t stopped trying to use this as a justification for ongoing efforts to make life easier for insurers. In the years since, they’ve continued pressing measures reducing both liability and damage awards for dangerous property conditions, car accidents, and work injuries. They’ve also targeted payouts from life and health insurance.

Now, proponents of this new law have promised that it will help eliminate the so-called “tort tax” imposed on citizens – something that doesn’t actually exist.

As you can imagine, our Fort Myers personal injury lawyers are among the many trial lawyers who strongly opposed this legislation. We believe that these new laws will disenfranchise people who have suffered serious injuries because of someone else’s wrongdoing. It’s not just lawyers, though. Other vocal opponents include doctors, bicyclists, and previous car accident victims – many of whom showed up in significant numbers at state committee hearings on the issue.

What Exactly Will this the Law Do?

The legislation – House Bill 837 and Senate Bill 236 – has made it more difficult to file, win, and fairly collect on well-founded Florida injury lawsuits. These bills were fast-tracked by lawmakers and quickly signed into law by Governor Desantis.
Continue reading

Published on: February 6, 2023

Beyond Workers’ Comp: Legal Liability for Florida Construction Accident Injuries, Deaths

by Leland Garvin

Construction is an industry vital to the growth of our communities. Still, there’s no question it’s also a dangerous profession. The U.S. Bureau of Labor Statistics reports that Florida construction accident injuries have accounted for nearly one-third of workplace fatalities in the state in recent years. Transportation incidents and falls, slips, and trips are the two most frequent causes of construction worker injuries. Harmful exposure to substances and violence was also problematic on job sites.

But even as job sites on the whole have gotten safer in recent decades, we may yet see an uptick in Florida construction accident injuries and deaths over the next several years. That’s because the industry is booming, deadlines are tight, and the pressure to complete jobs quickly and with as little overhead costs as possible can lead to safety hazards. Florida is a national leader when it comes to construction spending, with the Sunshine State pulling $37 million worth of building permits just in 2020 alone. The U.S. Census Bureau’s Building Permits Survey reports the Southwest region of the state is the busiest for construction firms.

So who is legally responsible when a Florida construction accident results in serious injuries or even deaths of workers? There’s a good chance there’s more than one possible defendant.

Workers’ Compensation Benefits for Florida Construction Accident Injuries & Deaths

As our Fort Myers injury lawyers can explain, the first step is usually workers’ compensation. This provides no-fault coverage for on-the-job injuries and illnesses, typically paid bi-weekly at 66 and 2/3 percent of one’s average weekly wage. Most employers in Florida are required to carry workers’ compensation coverage. It’s considered the exclusive legal remedy one has against an employer in the event of a work injury. If the employer doesn’t carry workers’ compensation as required, they can be sued in court – where payouts can be a lot higher than insurance premiums.

In the event of a death, F.S. 440.16 stipulates that survivor benefits through workers’ compensation include up to $150,000, which includes:

Up to $7,500 in funeral expenses.
66.67 percent of the decedent’s average wage to dependents. If there is a surviving spouse with no children, they’ll receive 50 percent of the average weekly wage, to cease upon death. If the spouse remarries, they’ll get a lump sum payment for 26 weeks of 50 percent average pay compensation. For surviving spouses with children, the spouse still receives 50 percent, with an additional 16.67 percent on account of the children. If there is no spouse, each surviving child may receive 33 1/3 percent. Parents of a decedent may receive 25 percent – assuming there is no surviving spouse or children. Next in line are siblings and/or grandchildren, who may receive 15 percent each – again assuming there is no surviving spouse or kids.

But while these benefits are the sole remedy against an employer, third-parties can still be held liable for workplace accidents resulting in injury or death. This is often a relief to families, as $150,000 only goes so far. Plus, workers’ compensation doesn’t allow for the collection of damages for things like physical pain and suffering, mental anguish, emotional distress, or loss of consortium – all of which can be recovered in a tort lawsuit against a third party.

When Property Owners Can Be Liable for Construction Injuries

A significant percentage of construction workers are employed by independent contractors, hired by property owners and/or developers to complete certain tasks on a construction site.

As noted in the recent case of Florida appellate case of Martex Corporation, et al v. Artiles et al, long-standing case law on Florida construction accident injuries holds that property owners who employ independent contractors to perform work on the property won’t be liable for injuries sustained by the independent contractors’ employee during the performance of that work. However, there are two major exceptions: Continue reading

Published on: November 23, 2022

Florida Roadway Hazards After a Major Hurricane

by Leland Garvin

Florida roadway hazards after hurricane Southwest Florida is still reeling from the unprecedented devastation of Hurricane Ian, a huge storm with near-Category 5 winds and storm surges that reached 12-18 feet in some areas of Lee County.

At Garvin Injury Law, we are lifelong Floridians and while we have lived through many previous storms this one was particularly tough. Along with the rest of the community, our hearts are broken at the loss of life and the sheer scope of damage and displacement. As we all grieve what’s been lost, begin to clear the rubble, and prepare for our next steps, we want to make sure folks are aware that there are still a number of ongoing roadway hazards after a hurricane. Motorists, pedestrians, bicyclists, truck drivers – all of us need to be using extra caution as we navigate our battered neighborhoods.

We all know it’s not wise to be driving during a big storm if it’s avoidable. But in the wake of a major hurricane, there are many Florida roadway hazards that persist in the days, weeks, and even months following. There’s flooding, of course, though that has thankfully receded for the most part. But it’s given way to new dangers. We’re now seeing the traffic in coastal cities like Fort Myers, Naples, and Cape Coral becoming badly gridlocked. There are also issues with non-functioning traffic signals, damaged/washed out roadways, roadway debris, more pedestrians/bicyclists than usual, and people attempting to drive vehicles that have been damaged by flood waters.

Here, we’ll outline some of the top road concerns – and how to stay safe on our streets as we work toward recovery and rebuilding. Continue reading