Auto Accidents

Published on: August 29, 2023

How Speeding Can Diminish Your Cape Coral Car Accident Claim

Cape Coral car accident attorney on speeding dangers Excessive speed is a factor in approximately one-third of all fatal crashes, according to the NHTSA. As Cape Coral car accident lawyers, we’ve seen far too many cases where rushed drivers recklessly put others’ lives at risk just so they could get to where they’re going a bit sooner.

Most drivers recognize speeding as risky, according to a recent AAA survey, and yet more than 50 percent admit driving 15 mph or more over the designated limit on the freeway at least once in the last 30 days.

What many people don’t realize is that even if they’re careful and attentive while sneaking past that speed limit, such violations have the potential to significantly curb the amount of financial compensation they can collect if they’re injured in a Cape Coral car accident – even if they weren’t the primary cause of it. This is especially true given the recently-passed state legislation introducing modified comparative negligence rules, limiting the right to any compensation whatsoever to drivers deemed more than 50 percent at-fault for a crash. (It used to be that a driver who was 99 percent liable could still collect on the other 1 percent in damages from the other at-fault driver, though obviously such a disparity wouldn’t be a desirable outcome.) Speeding can be considered in determining comparative fault behind the wheel.

What is Comparative Fault?

Comparative fault is defined in Florida Statute 768.81. It’s the recognition that there can be multiple factors that contribute to an injurious accident, and that each party should only have to pay their fair share.

As our Cape Coral car accident lawyers can explain, it’s the contributory fault of the plaintiff in a negligence action that proportionately diminishes the amount of money (economic and non-economic damages) one can collect for an injury. While it proportionately reduces the amount a person can collect, contributory fault won’t entirely bar recovery of damages – so long as their share doesn’t exceed half.

Every state has their own rules about contributory fault standards. Some hold that if you are even 1 percent responsible for the crash, you walk home with $0. Others set the cutoff bar at somewhere between 49 and 50 percent. Florida was one of the few pure comparative fault states that had no bar for recovery. That changed this spring with a slew of state tort reform measures.

Comparative fault is sometimes referred to as “the claim killer” because if proven, it can erode the monetary value of your case. An experienced personal injury lawyer can work to push back against comparative fault claims – but clear evidence of speeding is unquestionably going to count against any plaintiff in such an analysis. You may not have made the wrong left turn, but if you were going 15mph over the speed limit, the severity of the crash was likely amplified – and that factors into the comparative fault analysis. Continue reading

Published on: October 20, 2021

Naples Accident Lawyer On Product Liability Claims in Crash Cases

by Leland Garvin

Nothing is more devastating than the wrongful death of a child. As a longtime Naples accident lawyer, I’m unfortunately all-too-aware that motor vehicle crashes are a leading cause of child deaths in the U.S. I also know most of these deaths are preventable – not only by the drivers involved but sometimes by auto manufacturers who fail to ensure the vehicles they sell are safe.

Car accident lawsuits against the makers of vehicles are a type of product liability claim. These are injury lawsuits, but rather requiring proof of negligence (the standard in a typical car accident case), Florida product liability claims are generally pursued under a legal theory called strict liability. This requires plaintiffs to show the product was unreasonably dangerous as designed or because of a manufacturing defect or because the warnings/instructions were insufficient.

When Vehicles Are Dangerously Manufactured, Designed

Published on: April 7, 2021

Holding Bad Drivers Accountable in Florida Pedestrian Accidents

by Leland Garvin

pedestrian accident lawyer South Florida

Walking in Florida can be hazardous for your health. According to Smart Growth America’s 2021 Dangerous by Design report, the Sunshine State is the deadliest in the nation for pedestrians. Of the 15 most dangerous cities for pedestrians in the U.S., 9 are in Florida. The Cape Coral-Fort Myers metro area ranked No. 11.

Between 2010 and 2019, more than 17 pedestrians a day, on average, were struck and killed by U.S. drivers. That is more than 53,000 total lives lost, and it is getting worse, not better. The number of fatal pedestrian accidents spiked 45 percent in that time frame. Understanding why is critical to curbing the incidence rate. So too, is holding negligent drivers accountable.

Our Fort Myers pedestrian accident lawyers are committed to advocating for safer roads and aiding crash victims in collecting damages – whether via insurer negotiations or pursuing claims in court. While many people use the term “sue” in these kinds of cases, the reality is most Florida pedestrian crash claims are settled without litigation. This means we can often secure compensation while also sparing you the time, emotional energy, and financial resources of a trial. Still, it is important to know at the outset that your personal injury attorney is one who can be trusted to successfully prepare your case for civil trial if need be – especially if your injuries are serious.

Published on: November 21, 2017

Garvin Injury Law listed among “Best Law Firms” by U.S News & World Report

by Leland Garvin

Attorneys Leland and Jeff Garvin

The Garvin Injury Law is proud to have been listed in the 2018 U.S. News & World Report Best Lawyers “Best Law Firms” list. In addition, Founding Partner Jeffrey R. Garvin has been recognized as the 2018 Fort Myers Lawyer of the Year in the practice area of Personal Injury Litigation – Plaintiffs.

Inclusion in Best Lawyers is based on a rigorous peer-review survey process. No fee or payment to participate is allowed. Since it was first published in 1983, Best Lawyers has become universally regarded as the definitive guide to legal excellence.

Published on: August 12, 2011

$10,000 for Anyone Involved in a Car Accident ?

by Leland Garvin

Sound too good to be true? Well it probably is…We’ve all heard the catchy jingles on our favorite radio stations announcing that after a car accident, we may be entitled to $10,000 in lost wages and benefits. DJ’s and “attorney spokesmen” encourage us to call one of these hot-lines from the scene of the accident—but is what they’re selling us for real?

The long and short answer is: Yes and No (answered like a true lawyer…I know.), but we realize, you probably already knew that. Many people, especially in South Florida, come to personal injury attorneys after even a minimal car accident looking for the $10,000 check that they’ve been hearing about on the radio or billboards.

What all these advertisements are referring to is your PIP (or Personal Injury Protection) Insurance, also referred to as No Fault Insurance. This insurance, which has long been the center of fierce debate in Florida, is the only type of mandatory auto insurance that Floridians are required to purchase. You may have even heard about this insurance from news reports of fraud, staged accidents, and Florida lawmakers constantly trying to regulate it in one direction or another.

Published on: December 23, 2010

8 Quick Tips for Avoiding a DUI over the Holiday Season

by Leland Garvin

For the most of us, the possibility of getting a DUI increases during the holidays.

The holidays are a time when we attempt to leave work at work and spend some quality time with the ones we love. The holidays also include parties and a drink or two with old friends.

8 Tips for Avoiding a DUI over the Holiday Season In this post I wanted to pass on a few tips from the trenches during my experience as a prosecutor and now Florida DUI Defense Lawyer.

Published on: February 4, 2010

A Crash Course in Car Insurance – Lessons Learned in Litigation

by Leland Garvin

According to a recent study performed by Nationwide Mutual Insurance Company, 73% of Americans talk on the telephone while driving. The Insurance Industry for Traffic Safety found that almost 6000 deaths were caused by distracted drivers in 2008. The numbers for teens are particularly striking. 21% of fatal car crashes involved cell phone usage and at least 50% of Florida teens admit to texting while driving.

Fort Myers Auto Accident Lawyers In Florida these numbers have particular significance because of our existing insurance laws and the number of uninsured drivers on our highways. Unlike many states, Florida does not require its drivers to have liability insurance conditioned to pay someone else harmed by a negligent or reckless driver. The only required insurance is PIP insurance which provides just $10,000 worth of no-fault medical or lost wage coverage. Very few hospital stays cost less than $10,000 so rarely is there any money for lost wages. Surprisingly, there is no requirement that Florida drivers carry insurance to pay the people they injure. Even more troubling is the fact that Florida, while having only minimal insurance requirements still has the 5th highest rate of uninsured drivers in the entire country. According to a recent study by the Insurance Research Council, a full 23% of Florida drivers had no insurance of any nature. Regrettably, those who do have liability insurance often have limits of only $10,000. All of which increases the likelihood that if you are seriously injured on the highway you may well have no one to look to reimburse you for your medical expenses, lost wages and pain and suffering. So, how can you protect yourself?

First and foremost, make sure to buy liability insurance that also includes uninsured motorist coverage. Unless you reject it in writing, your insurance company is required to sell you uninsured motorist coverage in limits equal to your liability coverage. For example, if you have $300,000 worth of liability coverage, unless you have rejected it you will also have $300,000 worth of uninsured motorist coverage. This coverage will insure you not only against people who hurt you who have no insurance but also drivers who have some insurance but who don’t have enough insurance to compensate you for your losses.