Cape Coral car accident lawyer

Published on: January 18, 2024

The Risk of Rejecting a Fair Florida Car Accident Settlement Offer

Cape Coral car accident settlement Florida A central part of resolving any Florida car accident case is negotiation with insurers. You may not need to go to trial or even file a lawsuit. But you will almost certainly be negotiating with at least one insurer at some point. Some folks feel comfortable handling this themselves, but for reasons laid out in this blog post, they might want to think twice. If you botch the negotiation by turning down a fair car accident settlement offer from the insurer, you could lose everything – even with a winning case.

For one thing, it’s common for auto insurance companies to lowball claimants. If you accept that initial offer, you will forgo any chance of collecting more in the future, even if you later realize your damages are much greater.

For another thing, Florida statute explicitly incentivizes parties to accept a fair car accident settlement offers. It also penalizes those who don’t. F.S. 768.79 says that in any civil action for damages filed in state court, if one side offers the other a settlement that isn’t accepted and the subsequent final judgment of the court is within 25% of that earlier settlement amount, the side that rejected the settlement has to pay the other’s court costs and attorney’s fees.

For example, let’s say you’re suing for $100,000, and the defendant extends a Florida car accident settlement offer of $80,000. You reject it, take the case to court, and the final judgment is for $90,000. That is within 25% of what you were offered to settle. Even though you won, you now have to pay the defense attorney’s fees (as well as your own) out of your winnings. If costs and attorney’s fees amount to more than the final judgment, the court will enter a judgement in favor of the defendant and you’ll owe them.

The trickiest part of all is that without an experienced car accident lawyer, you won’t have a strong sense of what is truly fair and what isn’t. If you aren’t confident about what your case is really worth, you could end up with far less than you deserve – either by accepting far too little and forgoing your right to ask for more OR refusing a settlement that’s totally fair based on the facts.

By working with a knowledgeable Cape Coral car accident attorney, you get the assurance of knowing when an insurance settlement offer is reasonable and when it isn’t.

Proper Valuation of Florida Crash Cases

Proper valuation of a crash case for purposes of determining a fair car accident settlement isn’t simple math. Some of the factors that weigh into what a case is worth include: Continue reading

Published on: August 29, 2023

How Speeding Can Diminish Your Cape Coral Car Accident Claim

by Leland Garvin

Cape Coral car accident attorney on speeding dangers Excessive speed is a factor in approximately one-third of all fatal crashes, according to the NHTSA. As Cape Coral car accident lawyers, we’ve seen far too many cases where rushed drivers recklessly put others’ lives at risk just so they could get to where they’re going a bit sooner.

Most drivers recognize speeding as risky, according to a recent AAA survey, and yet more than 50 percent admit driving 15 mph or more over the designated limit on the freeway at least once in the last 30 days.

What many people don’t realize is that even if they’re careful and attentive while sneaking past that speed limit, such violations have the potential to significantly curb the amount of financial compensation they can collect if they’re injured in a Cape Coral car accident – even if they weren’t the primary cause of it. This is especially true given the recently-passed state legislation introducing modified comparative negligence rules, limiting the right to any compensation whatsoever to drivers deemed more than 50 percent at-fault for a crash. (It used to be that a driver who was 99 percent liable could still collect on the other 1 percent in damages from the other at-fault driver, though obviously such a disparity wouldn’t be a desirable outcome.) Speeding can be considered in determining comparative fault behind the wheel.

What is Comparative Fault?

Comparative fault is defined in Florida Statute 768.81. It’s the recognition that there can be multiple factors that contribute to an injurious accident, and that each party should only have to pay their fair share.

As our Cape Coral car accident lawyers can explain, it’s the contributory fault of the plaintiff in a negligence action that proportionately diminishes the amount of money (economic and non-economic damages) one can collect for an injury. While it proportionately reduces the amount a person can collect, contributory fault won’t entirely bar recovery of damages – so long as their share doesn’t exceed half.

Every state has their own rules about contributory fault standards. Some hold that if you are even 1 percent responsible for the crash, you walk home with $0. Others set the cutoff bar at somewhere between 49 and 50 percent. Florida was one of the few pure comparative fault states that had no bar for recovery. That changed this spring with a slew of state tort reform measures.

Comparative fault is sometimes referred to as “the claim killer” because if proven, it can erode the monetary value of your case. An experienced personal injury lawyer can work to push back against comparative fault claims – but clear evidence of speeding is unquestionably going to count against any plaintiff in such an analysis. You may not have made the wrong left turn, but if you were going 15mph over the speed limit, the severity of the crash was likely amplified – and that factors into the comparative fault analysis. Continue reading

Published on: January 13, 2022

Understanding Florida’s Careless Driving Statute

by Leland Garvin

Florida's careless driving statute Drivers who cause South Florida car accidents rarely intend to hurt anyone. However, Florida’s careless driving statute does not consider a driver’s intention. What matters is whether the driver was using reasonable regard for the laws and current road conditions. Failure to use reasonable care, the basic allegation in a careless driving traffic case, is also what injury lawyers assert when alleging negligence in many Florida crash cases. As our Fort Myers car accident lawyers can explain, a driver who is negligent failed to use reasonable care. They can be held legally liable to cover some – or all – of the resulting damages (assuming the injuries were serious enough to exceed the criteria set forth in F.S. 627.737).

The National Highway Traffic Safety Administration (NHTSA) estimates some 95 percent of crashes are caused by human error. Florida’s careless driving statute is outlined in F.S. 316.1925. It states anyone operating a vehicle on any street or highway in Florida, “shall drive … in a careful and prudent manner, having regard for the width, grade, curves, corners, traffic and all other attendant circumstances, so as to not endanger the life, limb, or property of any person.” Failure to do so is careless driving.

Careless driving is frequently cited in cases like rear-end car accidents and failure-to-yield crashes. It’s also sometimes cited by officers in distraction cases, though if they can specifically prove it, they may assert a violation of F.S. 316.305, Florida’s distracted driving law. This provision bans not only texting while driving, but also emailing, instant messaging, and other forms of nonvoice interpersonal communication behind the wheel.

Allegations of careless driving may cross the threshold into “aggressive careless driving,” as defined in F.S. 316.1923, if two or more traffic violations occur at the same time or one right after the other.

Some examples of applicable violations: Continue reading