Naples personal injury lawyer

Published on: July 16, 2024

The Risk of Rushing to Settle Your Naples Personal Injury

Whether we’re talking about a motor vehicle accident, medical mistake, or slip-and-fall, one of the surest paths to unfair financial compensation is signing off on the insurance company’s initial settlement offer without first running it by a Naples personal injury lawyer.

This might be OK if the only losses you’ve suffered are property damage and some minor injuries. But if you were hospitalized, had bones broken, had to take off work for a while, etc., it’s important to avoid signing away your rights to pursue full and fair damages by agreeing to the first settlement offer insurers put in front of you without having a lawyer look at it.

Insurance companies commonly try to take advantage of the fact that you are in shock, traumatized, concerned about money, and don’t realize your case may be worth a lot more. If you sign off on the first settlement agreement they thrust in front of you, you could well be signing away your right to a great deal more money.

At the very least, having a Naples personal injury lawyer review it will give you peace of mind that the deal you’re inking isn’t going to be to your detriment down the road. Settling an injury case too quickly means you might not have a complete sense of the full scope of your losses – in which case a settlement can mean you’ll be losing money.

It’s not about being greedy. It’s about making sure you don’t end up paying out of your own pocket for an injury caused by someone else’s carelessness.

Most Naples Personal Injury Cases Are Resolved Via Settlement

Published on: May 11, 2023

How a Florida Hospital Lien May Impact Your Fort Myers Personal Injury Lawsuit

by Leland Garvin

Medical bills are one of the central claims filed in virtually any Fort Myers personal injury lawsuit. But if you don’t have health insurance (or enough health insurance) while your personal injury claim is pending, you could well find yourself with something called a hospital lien.

As our Southwest Florida personal injury lawyers can explain, a hospital lien – sometimes called a medical lien – is basically when a healthcare provider is granted payment rights for services rendered to a patient with a pending personal injury case. This seems fair enough: You get treatment at the hospital after a car accident, file a personal injury lawsuit against the at-fault driver, and providers are ultimately paid from the amount collected in that case. (You likely even signed discharge paperwork granting them permission to send in a claim against any court-awarded costs to pay medical debts related to your treatment.)

Where it can get a bit dicey is in determinations about how much is “reasonable.” Healthcare providers may have one idea about what’s “reasonable,” and the auto insurer(s) involved may have quite another. It’s a major issue because, in the Sunshine State, hospital liens are often given priority over any and all other recoverable damages – including lost wages, pain, and suffering, etc. That means they may argue that they are first in line when it comes to getting paid.

Who can you trust to advocate for you during these negotiations? Your Fort Myers personal injury lawyer’s at Garvin Injury Law. Not only do we understand what is considered reasonable for services rendered, we know what insurers are likely to agree on and whether the injured party may face challenges in actually collecting that sum. We’re also skilled in negotiating with hospitals and other healthcare providers on this front.

Also worth noting: Florida does it a bit differently than other states. While most other places have a single hospital lien statute, Florida allows each county to enact its own hospital lien statutes. (The state used to have a single health care lien law, but it was deemed unconstitutional in the 2012 Florida Supreme Court ruling in Shands Teaching Hosp. & Clinics, Inc. v. Mercury Ins. Co. of Fla.) What this ultimately means is there can be a big difference between when you might expect in Monroe County or Collier County versus what you might expect in Lee County or Sarasota County. Some counties don’t allow medical liens at all, while some do require they be filed in short order. Continue reading

Published on: October 6, 2021

Naples Injury Lawyer Insight: Compulsory Medical Exams

by Leland Garvin

Most people who file damage claims for personal injuries from a car accident, slip-and-fall or some other incident won’t have to worry about the prospect of a compulsory medical exam. As a Naples injury lawyer can tell you though, this changes if you actually file a lawsuit.

A compulsory medical exam (sometimes referred to as a “CME”) is a medical examination of a plaintiff or defendant in a personal injury lawsuit at the request of the other party (usually of the plaintiff at the request of the defense). Per Rule 1.360 of the Florida Rules of Civil Procedure, parties to personal injury lawsuits have the right to request an examination when “the condition of the subject in question is in controversy.” In other words, the other party is asserting doubt about whether the injury in question is as severe as one claims. An “independent” doctor is called upon to conduct their own medical exam and put forth their conclusions.

We put the word “independent” in quotations because the choice of medical examiner typically rests with the requesting party, who must establish to the court that they have “good cause” for the request.

The reason most injury claimants needn’t worry about this is because most Florida personal injury claims are resolved in settlement negotiations – without the need for a lawsuit or long before a trial begins. But even if your case does not ultimately go to trial, preparing for one may require you to undergo a CME. An experienced Naples injury lawyer can tell you what to expect and what you need to know. Continue reading

Published on: August 12, 2020

Settlement vs. Trial: How Do They Compare in a Florida Personal Injury Lawsuit?

by Leland Garvin

Florida personal injury lawsuit

If you file a Florida personal injury lawsuit, chances are your case will never go to trial. In fact, U.S. Justice Department data shows about 97 percent of all claims are settled or dismissed without a trial.

Even so, it is helpful to know the risks and benefits of both trials and settlements, something your South Florida personal injury lawyer should explain while reviewing your case. Ultimately, your attorney should not shy away from going to trial if it is what is in your best interest, but settlements can remove uncertainty and can often be the best course of action.

What is a Personal Injury Settlement?

The term “settlement” refers to a kind of formal resolution of your claim or lawsuit before a judge or jury hears it. It means you agree to accept money in exchange for dropping your action against the person or business who caused your injury.

Settlement agreements can be reached at any point during litigation, up to the point that a case has been tried, but before jurors reach a verdict. In some instances, your case can settle before you ever even have to file a Florida personal injury lawsuit.

Published on: June 25, 2020

Factors That Can Affect Your Naples Personal Injury Lawsuit

by Leland Garvin

Naples injury lawsuit Success in a Naples personal injury lawsuit is going to depend on dozens of factors that are specific to your case. These can include the degree of the other person’s carelessness, what type of insurance you have, what pre-existing conditions you have, and whether there were complaints or verdicts against the defendant for similar conduct.

Some of these elements are more nuanced than they initially appear. That is why it is so important to consult with an injury attorney who has extensive experience handling tort claims before writing off your chances of winning.

Understand that personal injury attorneys in Florida accept these cases on a strict contingency fee basis, meaning they are not paid unless you prevail. That means injury attorneys have ample incentive to be frank about your chances of winning, and it helps to know some of the aspects they are considering. Continue reading